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Terms and conditions for use of Personalloanexpert.com

Personalloanexpert.com, (hereinafter referred to as “Personalloanexpert.com”, "Company", “Us” or “We”), is the owner of the website at www.personalloanexpert.com, operated under the brand name of ‘Personalloansexpert.com’ (hereinafter collectively referred to as the "Platform"). As a user ("User") of this Platform, the User understands that Personalloansexpert.com provides access to the Users to financial products such as personal loans with an initial aim to facilitate lending and borrowing activities. Hereby it is clarified that the term "Users" or “You” are being used under this section of Terms & Conditions shall mean any individual accessing the Platform for browsing or for the purpose of getting products offered at Personalloansexpert.com. Using this Platform implies that You have got familiar with the disclaimer and terms & conditions ("Terms & Conditions"), by reading, understanding and agreeing them. These Terms & Conditions along with our privacy policy ("Privacy Policy") are regulating and governing the usage of the Platform by You. You are strongly recommended to not use the Platform if You hold a discord with any part or clause of these Terms & Conditions.

 

1. General

Personalloanexpert.com is an online service provider that intends to facilitate the access between person willing to lend and person in need of borrowing. In the event You decide to avail of personal loan products displayed on the Platform, certain information will be required to provide, and our representatives may contact You through phone or email to understand your requirements.

For the provision of its services Personalloanexpert.com may be using and sharing the information of the User with multiple financial institutions and other parties, as may be required for the purpose of duly providing its services, and Personalloanexpert.com is also entitled to proceed with credit checks to get able to identify the best available offers that suit the needs of the Users. The collection, storing, use and transfer of information shared by the User shall be governed in accordance with the Privacy Policy.

 

2. Eligibility

The User of this Platform hereby declares and agrees that the User is a natural / legal person who has reached the age of at least 18 years and is legally allowed to enter into a contract under the laws of the United States. By registering on the Platform, the User hereby undertakes to abide by the Terms & Conditions represented herein. The Platform may at any time in its sole discretion terminate provision of its services to the User, with or without notice, including without limitation if the Platform believes that the User is under the age of 18 years.

 

3. Copyright

All copyright [in all material of this Platform, including but not limited to the text, data, articles, design works, images and other information] and other forms of intellectual property contained on the Platform is held and owned solely by or licensed to Personalloanexpert.com. No information on this website may anyhow be reproduced or distributed to other persons, be it a physical person or legal entity. You are not permitted, without Personalloanexpert.com’s prior written consent, mirror any material contained on this Platform on any other server. You expressly agree to not implement any measures that may violate the intellectual rights of Personalloanexpert.com.

 

4. Third Party Sites

Personalloanexpert.com is entitled to provide links to third party websites, controlled, owned, and operated by third parties, however, it shall never be construed as responsible or otherwise liable for the content included in any of such sites. Such links shall in no case be construed as endorsements or recommendations by Personalloanexpert.com. Your access to and the use of those sites is implemented solely at your own risk.

 

5. Hold Harmless Clause

The User shall defend, indemnify and hold the Personalloanexpert.com harmless from any and all claims, injuries, damages, losses or suits including attorney fees, arising out of or in connection with the performance of its services, except for injuries and damages caused by the sole negligence of Personalloanexpert.com.

 

6. Disclaimer of Warranties

The Platform and all of the content is provided on an ‘as is’ and ‘as available’ basis. There are no warranties as to the results of your use of the content. The Platform may discontinue or make changes in the content and the Platform any time without prior notice to you and without and liability to you.

 

7. Limitation of Liability

The Personalloanexpert.com is not liable for any defamatory, offensive or illegal conduct, whether in the form of action or inaction, of any user. These Terms may be subject to amendment by Personalloanexpert.com at any time by posting the revised and/or amended terms on its website, which shall enter into force immediately after being duly published on the website. Additionally, No guarantee is provided by the Personalloanexpert.com about that your loan will be approved or an offer of the loan will constitute specific loan terms and/or conditions.

IN NO EVENT SHALL THE PERSONALLOANEXPERT.COM BE LIABLE FOR ANY SPECIAL, INCIDENTAL OR CONSEQUENTIAL DAMAGES OF ANY KIND WHATSOEVER, INCLDUDING BUT NOT LIMITED TO DAMAGES ARISING FROM LOSS OF USE, LOSS OF ANY ASSET OR LOSS OF REVENUE OR PROFIT. PERSONALLOANEXPERT HEREBY DISCLAIMS ANY WARRANTY OF ANY KIND, WHETHER EXPRESS OR IMPLIED, AS TO ANY MATTER WHATSOEVER RELATING TO THE PLATFORM/WEBSITE AND ANY INFORMATION, PRODUCTS, SERVICES OR SOFTWARE, PROVIDED HEREIN, AND/OR OTHERWISE BEING ASSOCIATED WITH IT, INCLUDING WITHOUT LIMITATION TO THE WARRANTIES OF TITLE, MERCHANTABILITY, NON-INFRINGEMENT OR COMPLIANCE FOR A PARTICULAR PURPOSE.

PERSONALLOANEXPERT.COM OR ANY LENDER PARTNERS THEREOF OR ADVERTISERS OR ANY OF THEIR OFFICERS, DIRECTORS, AGENTS, SUBSIDIARIES, AFFILIATES, EMPLOYEES, SUCCESSORS, ASSIGNS, CONTENT PROVIDERS, OR SERVICE PROVIDERS WILL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, OR PUNITIVE DAMAGES OR OTHER INJURY ARISING OUT OF OR IN ANY WAY ASSOCIATED WITH THE USE OF THIS WEBSITE OR THE SERVICE OR WITH THE DELAY OR INABILITY TO USE THIS WEBSITE, OR FOR ANY INFORMATION, SOFTWARE, PRODUCTS, OR SERVICES OBTAINED THROUGH THE WEBSITE, OR OTHERWISE ARISING OUT OF THE USE OF THE WEBSITE, WHETHER RESULTING IN WHOLE OR IN PART, FROM BREACH OF CONTRACT, TORTUOUS BEHAVIOR, NEGLIGENCE, STRICT LIABILITY, OR OTHERWISE, EVEN IF PERSONALLOANEXPERT.COM OR POSSIBLE LENDER PARTNERS HAVE BEEN ADVISED OF THE POSSIBILITY OF DAMAGES.

 

8. Use of Personally Identifiable Information

Personalloanexpert.com’s policies with respect to the collection, gathering and use of personally identifiable information shall be governed by Personalloanexpert.com’s Privacy Policy.

 

9. Electronic Disclosure

By Submitting your personal loan request form to the Platform, you declare and agree to get respective notifications, disclosures, and other documents and/or communications both from Personalloanexpert.com. You may be required to execute an electronic loan contract to process your loan transaction. Such an electronic loan contract shall be deemed as a fully legal document, incurring the same legal force as if it were in a paper form. Additionally, your electronic signature will be as valid as a physical signature on a paper loan contract.

 

10. Dispute Resolution

Any claim arising out of or in relation to the use of this Platform, its acts or omission for which you may presume Personalloanexpert.com is liable (a “Dispute”), shall be settled exclusively by binding arbitration in accordance with the commercial arbitration rules of the American Arbitration Association in effect at that time. No arbitrator shall be entitled to award damages in connection with any Dispute in excess of actual compensatory damages and will not multiply actual damages or award consequential, punitive, or exemplary damages, and each party irrevocably waives any claim thereto.

UNDER THESE TERMS AND CONDITIONS, YOU EXPRESSLY AGREE TO GIVE UP YOUR RIGHT TO DO ANY KIND OF ATTEMPT IN RELATION TO SETTLING ANY DISPUTES ARISEN WITH PERSONALLOANEXPERT.COM IN A COURT OF LAW OR BEFORE A JURY.

Irrespective of any statute or law to the contrary, any claim or cause of action arising out of or related to the use of the services provided by Personalloanexpert.com, must be filed by you only within one calendar year after such a claim or cause of action has arisen, or be forever barred.

 

11. SMS T&Cs

After you provide your mobile phone number, you opt in to communications via SMS by Personalloanexpert.com. Personalloanexpert.com shall in no case be responsible or otherwise liable for the fees subject to be charged by wireless carriers or other third parties for using the services.