THIS POLICY CONSTITUTES A LEGAL AGREEMENT BETWEEN YOU [THE USER OF THE WEBSITE], AND PERSONALLOANEXPERT.COM, AS THE OWNER OF THE WEBSITE. YOU MUST BE A LEGAL RESIDENT OF THE UNITED STATES, WHO HAS REACHED THE 18 YEARS OF AGE.
THIS POLICY IS A PART OF THE WEBSITE TERMS AND CONDITIONS AVAILABLE ON THE WEBSITE
WE MAY UPDATE THIS POLICY FROM TIME TO TIME. YOU MUST PERIODICALLY REVIEW THE POLICY FOR THE LATEST INFORMATION ON OUR PRIVACY PRACTICES.
The online services provided by and processed on and by this Website can be solely used by individuals, legally recognized as US residents and who have reached, at least, 18 years of age. This Website is operated and any process herein is implemented in compliance with [and without contradiction to] federal, state and local laws and regulations of the United States.
I. PERSONALLY IDENTIFIABLE INFORMATION
After You provide and submit Your information for using the services performed on and provided by the Website, it is processed for searching and matching with the corresponding lenders, capable to provide you with personal loan products, towards which You have showed Your interest. By submitting Your information, you expressly agree and manifest Your will to be matched with a lender or financial service provider. The Website is entitled to share Your information with third party companies to verify Your identity (via SS number and/or driving license number, for example) and Your information against national databases. By submitting Your information on the Website, You expressly give Your consent to have Your information verified and Your credibility checked in accordance with the legal documents of the relevant third party lenders.
The personal information provided by You to us may be used mainly for one or more of the following purposes:
1. To fulfill the reason for which the information has been provided.
2. To provide you with information, products or services that You request from Us.
3. To improve our website and present its contents to you.
4. As necessary or appropriate to protect the rights, property or safety of us, our clients or others.
5. To respond to law enforcement requests and as required by applicable law, court order, or governmental regulations.
6. As described to you when collecting your personal information.
III. Categories of Third-Parties We May Share Your Information With:
- Network of lenders
- Other companies that may be able to offer you or market products or services related to your loan request (for example, credit repair offers and other credit related offers).
- Other third-party marketing partners
IV. THIRD PARTY COMPANIES
For the purposes of facilitating our Services and providing it on Your behalf, as well as for performing any other services in relation to the Services, the Website may employ third party companies and individuals. It shall be noted by You that these authorized parties have access to your Personal Information. Notwithstanding, the third parties are obliged not to disclose or use the information for any other purpose. The authorized third parties shall be liable for keeping Your information secure and in no way may use it for any other purpose other than the purposes authorized.
V. INFORMATION COLLECTION FROM MINORS
The information from children under 18 years old is strictly BANNED and will not be performed or anyhow processed on the Website. We provide filters, which enable anyone of illegal age to provide information on the Website. In case we detect any PII received from a user under 18 years old, we will immediately delete this information.
VI. No Waiver
The rights and remedies available under this Policy may be exercised as often as required or deemed to be necessary, and are cumulative and not exclusive of rights or remedies provided by law. It may be waived only in writing. Delay in exercising or non-exercise of any such right or remedy shall not anyhow constitute or be construed as a waiver of that right or remedy, or any other right or remedy.